• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Skipping Stone Design

Skipping Stone Design

  • Home
  • About
  • Health
  • Lifestyle
  • Tips
  • Budget
  • Travel
  • Contact

Lenny

Replacing Kitchen Cabinets On A Budget: 6 Useful Hacks

July 29, 2019

If you are planning on remodeling your kitchen, expect your cabinets to take up about 40% of your budget. This sounds like a lot, but depending on what you plan to spend, you may find yourself replacing kitchen cabinets on a budget.

07e3f800f030fec74cf9a9ea3b9a300d

Just because you don’t have a lot to spend doesn’t mean you can’t end up with beautiful new cabinets. We have six hacks to help you find affordable cabinets for your remodel.

1. Consider Buying Used

In a world of upcycling and reusing, why not consider buying used cabinets for your kitchen remodel? Of course, you’ll want to proceed with caution. But you can definitely find some great deals and outfit your entire kitchen.

Try looking on Craigslist or Facebook Marketplace. You need to have a way of hauling your find back to your home. Then you need to have someone who can adjust and install them in your kitchen.

Don’t be afraid to mix and match cabinet pieces. You could find white cabinets that work perfectly for your uppers, and then a colored set for your base cabinets.

Another option is your local Habitat ReStore. These are shops that sell donated goods so that the profits can go towards Habitat for Humanity. You will find everything from appliances to cabinets, to donated building materials.

2. Stick With In-Stock Options at the Big Box Stores

Many home improvement stores have name-brand options that are factory-made and ready for you to take home in a day or two. Try to time your purchase with a kitchen or seasonal sale. You could even look for a rebate from the cabinet manufacturer.

This option works best if you have a standard-sized kitchen. This way you don’t need a lot of customization of your cabinets.

IKEA

A couple of times a year IKEA holds a kitchen sale. During these sales, they discount their cabinets, appliances, and accessories.

This option is appealing due to IKEA’s user-friendly online kitchen designer platform. This lets you design your new kitchen at your own pace. Then buying has never been easier as their helpful employees will ensure you purchase everything you need to install your new kitchen.

The downside is that you need to prepare for hundreds of boxes. This will be the biggest and most complicated puzzle you have ever put together.

3. Check With Local Contractors

Get friendly with your local contractors and let them know what you are looking for. Some of them might be willing to work with you and let you know when they have the cabinets you are looking for.

This is a win-win for them since you buying them means they don’t have to haul them away.

4. Try Wholesale Options

Look for a wholesaler or distributor that can offer you a lower cost than a cabinet retailer. This is because you are skipping the middleman and buying directly from the source. You won’t get to visit a fancy showroom with all of the frills, but it’s worth it since the savings are passed on to you.

To save even more look for RTA cabinets. This way, you assemble them yourself and save on the labor costs.

5. Look for Overstocks

Cabinet companies have to get rid of their returns and overstocks somehow. You’ll have to locate and travel to the manufacturer’s outlet location. But depending on the size of your purchase, even this added expense won’t matter with the amount of savings you can achieve.

You could find brand new cabinets on sale for 80% off. Or you could purchase cabinets that are deeply discounted because they are missing doors.

6. Try a Local Shop

This is not your cheapest option, but it doesn’t have to cost a fortune either. First, consider their no-frills options and see if they fit into your budget.

They can help you consider different cabinet door styles that are within your budget. Slab doors are almost always lower cost than ones with a raised panel or inset. Though sometimes you’ll find that shaker style doors are the most affordable.

Import from China

If that doesn’t work, ask about cabinets from China.

Many local cabinet shops offer a discounted option of importing cabinets from China. Now be aware that what you save in price, you give up on features and style. They typically come in very few styles and color options.

They also tend not to have a warranty. Then there are the cautionary tales you’ll find online about cabinet from China containing hazardous chemicals and warping wood.

Shop for the Right Cabinets

No matter where you decide to buy your cabinets, some particular features and customizations will make your cabinets more expensive.

Features

While shopping, don’t go for the soft-close drawers or full-extension slides. This can save you several hundred dollars.

You should also try to have more doors than drawers in general. Those fancy pullouts that hide your trash can will inflate the cost. Is this added expense worth it when you can hide your trash bin under the end of the island or in the pantry?

Materials

Finally, consider the material the cabinets are made out of. An all-plywood construction is going to cost the most. You could save by choosing thermofoil or laminate instead.

If you have your heart set on wood, consider the species of wood. Oak is almost always going to be the most affordable option. Hickory is going to be a step up from oak.

Maple and Cherry are both beautiful but are going to be on the expensive end of the budget spectrum.

Replacing Kitchen Cabinets on a Budget Is Possible

Before you commit to spending a fortune on new kitchen cabinets, consider these six options. They will help you make replacing kitchen cabinets on a budget easier.

If buying used doesn’t bother you then repurposing someone’s old cabinets or buying a manufacturer’s returns may be the perfect solution. If you want new, then try looking for options at a big box store or local shop.

Check out the budget section of our blog for more tips on saving money around your home.

Filed Under: Uncategorized

How Does Budgeting Differ From Cash Flow – A Crash Course

July 25, 2019

Budgeting and cash flow are topics often broached in the business arena. But these concepts are also useful when it comes to managing your personal finances. But why are they regarded as two separate things? How do they differ from one another? Let’s take a look at Cash Flow first.

Cash flow means precisely what it says – the flow of your cash. Just like the moon and the tides it waxes and wanes – changes from high tide to low tide dependent on at which point in time you look at it.

High tide is when you have plenty of money- usually, once your wages have been paid. Then there are all of the outgoing cash transactions, each of which decreases the amount of money you have left, as high tide becomes low tide.

A cash flow record is an early warning system

Compile your cash flow record in strict chronological sequence. By doing this and including all money transactions both in and out and extending the record forward by forecasting what will happen in the future, you will get a reasonably accurate picture of your personal cash flow. You can then use it to spot any problems that might be looming up in the future.

A budget is similar to cash flow in one way. It too should include all of your outgoing cash commitments. It doesn’t necessarily have to show your earning income, but it must show all of your forecast outgoings.

The importance of capturing all of your planned expenditure

The job of a personal budget is to capture and add up all of your expenditure. It is, of course, essential to include everything you expect to have to shell out for.

It should include your grocery shopping, cost of fuel for your car if you have one, and all bills such as electricity, gas, water, and rent, etc. If you have any loan repayments including any mortgage, these too must be included. In other words – your total cost of living.

Some people also include a contingency for unexpected costs. Things like car repairs or having to buy a new pair of shoes for example.

Once you’ve compiled your finite list, you will hopefully have captured all of your outgoings. It doesn’t really matter too much about keeping everything in chronological order because that is the job of a cash flow record.

Completing your personal budget plan

Your budget is not yet complete, however. Yes, you’ve hopefully logged all your predicted outgoings going forward. But the reason for creating a budget in the first place is to help you to manage your money; not just see how much you are spending.

The next stage is to establish what you are spending that money on with a view to controlling your money supply.

Once you’ve stripped out any non-essential expenditure, then you have your budget. You now need to compare it to your earnings to ensure you are not spending more many that you have coming in. You may want to go one step further and trim your budget a little more to allow you to set some money aside as savings regularly.

Budget plans and cash flow logs are complimentary.

The big difference between a budget plan and a cash flow record should now be obvious. A budget is a spending plan. A cash flow log is a record of actual and forecast expenditure.

However, in managing your money supply, both are complementary to each other. Click here If you would like some additional tips and guidance from Wonga on how to get started with using these tools.

Remember that your budget is all about ensuring you are living within your means. Your cash flow is a check that you are indeed doing so and more importantly, that you will continue to do so as long as you stick within your budget.

A cash flow log is an ongoing project. But so too should your budget be. Things change, and your budget needs to reflect any changes. Only when it does so will you stand a chance of controlling your money supply properly.

If you would like further help, why not take a look at the four best South African apps that are being used by many people to help them to get to grips with managing their money?

To read more on topics like this, check out the budget category

Filed Under: Budget

Here’s What You Need to Know About Parasite Clean

July 25, 2019

 

Image result for benefits-of-natural-parasite-cleansing

Parasite cleanse refers to a supplement or dietary procedure used for detoxifying the body and eradicating parasitic infections. Professionals performing the cleanse aim to go about the act without using any prescription medications. Though there’s small research in place to suggest the effectiveness of parasitic infection treatment, enough evidence is present to prove that it’s a helpful process.

 

Here, we aim to throw light on what are parasites and why parasite cleanse serves to be a good means of eradicating them from your system.

What are Parasites?

Parasites are found living off other organisms, or hosts, and are dependent on them for their survival. In most cases, parasites cause infections in human bodies without giving off any signs of existence in their hosts. They may cause severe infections as they continue to reproduce, grow, and invade different organ systems if not arrested in good time. Parasite cleanse serves to be an effective means of eradicating them from the host’s body.

Common Parasitic Infections

Some common infections caused to human hosts by parasites include giardiasis, cryptosporidiosis, and toxoplasmosis.

What Causes Parasitic Infections?

Ingesting contaminated water or food is the most commonly found reason for parasitic infections. You may also get exposed to topical parasites when you are traveling abroad.

Signs and Symptoms of Infection Caused by Parasites

Depending on the type of parasites and the part of the system they affect, the usual signs of parasitic infection are stomach pain, nausea, vomiting, dehydration, stomach, fever, gas, diarrhea, cramps, constipation, upset stomach, and weight loss, among other symptoms.

Treatment

Once you are aware of the kind of parasitic infection plaguing your body, choose the most suitable way to treat it. While specific parasitic infections would disappear without any intervention, especially if you have a healthy and strong immune system, others may take effort and time to treat. In some cases, medical practitioners may prescribe oral medication to treat the infection through proven and effective means.

There are several instances when infected people choose to go the ‘natural remedies’ way to cleanse their system from parasites. They prefer using unconventional yet effective means of parasite cleanse to go about the act.

Home Remedies: Parasite Cleanse

You will come across several natural health practitioners and parasite treatment experts using supplements and herbal aids to remove infections. The most commonly used supplements for this cause are anise, barberry, berberine, curled mint, goldthread, goldenseal, propolis, oregano oil, Oregon grape, black walnut, grapefruit seed extract, clove oil, and wormwood.

You may want to explore other plant-derived medicines and naturally based supplements for the purposes of home-based parasite cleanse. These substances help in cleansing the liver, intestines, and all other organs in the digestive system. Homeopathic drugs are also recommended by alternative health care experts to eliminate certain parasites in more cost-effective ways.

Parasite Cleanse for Good Health

It is a good idea to check out the different types of parasite cleanse, especially those without any harmful side effects, to get back and maintain your good health. Herbal detox supplements suggested by your doctor or medical practitioner is a good way of triggering off your next supplemental detox program. Start today.

To read more on topics like this, check out the health category.

Filed Under: Health

9 Inspiring Ideas to Create a Fabulous Outdoor Dining Area

July 22, 2019

As the heat of summer seems to settle in for the long haul, the prospect of cranking on your oven to cook dinner feels less and less appealing. Sweating away in a hot kitchen is enough to kill any cook’s appetite.

9a8487623e6f00354942abcb7fc55008

So when you’re feeling the heat in the kitchen and want to cool off with some barbequing and alfresco dining, you need an outdoor dining area that meets your needs. Whether it’s a small urban balcony or a sprawling country yard, you can create the perfect outdoor dining area for all your summer entertaining.

Check out these 9 design ideas to inspire the outdoor space of your dreams:

1. Remember: Lighting, Lighting, Lighting

Adding lighting elements is a quick and easy way to elevate any dining space.

Check out some options such as hurricanes, chandeliers, or Edison bulbs for that French cafe experience. Pick a lighting option that is as aesthetically pleasing during the daytime when it’s shut off as it is at night when you turn it on.

Don’t have electricity in your outdoor space? Consider battery-operated lights or solar lights!

Adding lighting keeps the dining experience going well into the night.

2. Pick Weatherproof Furniture

There’s nothing worse than going outside to sit down on your patio furniture and finding all of the cushions soaking wet. You’ll want to pick a dining set that works for all weather – even right after a storm!

Great options include wooden furniture, wicker furniture, and metal dining set that can be easily wiped down.

3. Decide How Formal It Should Be

An outdoor dining area does not mean the same thing to every person. You need to decide how you’ll most often be using the area and what level of formality it needs to exude.

Do you have a brood of little kids that would make a classy glass table and romantic setting unrealistic? Maybe you like entertaining big groups for dinner parties and need a dining table for 8?

For a less formal seating option consider a lounge area with comfy chairs and a long couch where people can pick at appetizers and relax.

4. Don’t Forget About the Bar

Being able to quickly whip up an icy drink makes dining outside so much more appealing. If the outdoor space is large enough, you may want to invest in a bar area.

However, if your tiny apartment balcony doesn’t allow for a full bar, you can always set up a rolling bar cart that can be brought out to the dining area for dinner and stashed somewhere else the rest of the time.

Nothing says outdoor dining like margaritas and fresh lemonade!

5. Keep It Green

You are eating outside, after all, so make sure you bring some natural elements into your design.

Whether that’s a lush garden to add some privacy from your neighbors’ prying eyes, or a potted succulent on the table to add a splash of nature to your table, green elements go a long way toward setting the mood for an outdoor dining area.

6. Provide Some Shade

If it’s too hot to eat inside, it’s probably too hot to eat in the direct sun. Keep your space cool with some shade options.

Large trees are a great option. All you have to do is pick a place for the table that maximizes shade time. If you don’t have the luxury of a backyard full of trees to work with, you can make sure you aren’t sweating in the heat with these other shade options:

  • Shade sails or canopies
  • Umbrellas
  • Pergolas

Even adding a ceiling fan to your porch ceiling can make a huge difference in your outdoor dining experience.

7. Up Your Flooring Game

Depending on the size of your outdoor space, and what the current flooring is, you may want to up your game by adding an outdoor rug. A rug delineates the area, freshens up a boring space with color or texture, and is much comfier to walk on barefoot.

If a rug doesn’t work, you can freshen up the flooring with a quick coat of light-colored paint, new pavers, or an investment into better lawn care.

8. Bring the Beats

Hosting a dinner outside almost necessitates background music to set the right feeling. If you don’t have a way to pipe your indoor music outside, you’ll want to invest in an outdoor music speaker.

Options that are waterproof are best. You can even find some outdoor speakers that double as lights, making them a beautiful decoration to be displayed rather than tucked into an obscure corner.

9. Keep the Table Fresh

If you have a small space or other limiting factors that are keeping you from going all out on your outdoor dining area design, you should keep it simple.

By keeping the design of your outdoor eating area very simple and clean, you make the space seem larger. This also provides you the option of jazzing up the design on an as-needed basis with your table settings.

You can make beautiful edible displays of fresh fruit, add a pop of color with brightly colored serving bowls, and increase elegance with crisp linens on the table. Making the table setting the focal point allows you to create a new experience each time you dine outside.

Enjoy Your New Outdoor Dining Area!

Once the design elements are in place, go outside and enjoy your new outdoor dining area! It’s a space that can only be used for so many months out of the year, so get on out there and use it while the summer heat sticks around.

Looking for more design inspiration? Check out our other blog posts for other ideas on how to style your space.

Filed Under: Uncategorized

Kitchen Cabinet Buying Guide: How to Choose the Best Ones

July 21, 2019

Kitchen cabinets are an important decision. First, they’re expensive. The cost of cabinets makes up to 40% of a kitchen renovation budget.

6f4b200247d9c616063174876d3c278e

Cabinets range from $100 to $1,500 per linear foot. The materials alone are $50 to $650 per cabinet. Labor, cabinet quality and customization add to the total price.

Second, the cabinets set the mood and style of your kitchen. Get it right and you’ll be happy for years and years. Choose the wrong cabinets and they’ll annoy you every time you step into the kitchen.

The expense, design, and durability factors make choosing kitchen cabinets a high-pressure decision. Lucky for you, we have tips for choosing the best kitchen cabinets for your space.

This guide can help you navigate the decision-making process. The result is cabinets that fit both your budget and lifestyle

Keep reading if you plan an upgrade or complete overhaul of your cabinets.

Step 1: Clarify Your Goals

Consider how you want your kitchen to look and function. Ask yourself serious questions before you begin. Having a plan helps to guarantee you like the finished product.

What’s Wrong with the Cabinets You Have Now?

Identify what you do and don’t like. Focus on solving problems like poor location, lack of storage space, and style issues.

What Is Your Home’s Existing Decor?

The style of your home influences your cabinet choice. For example, a mid-century modern home shouldn’t have a Victorian-style kitchen.

You can buy cabinets to match the age and style of a home. Cabinet style options range from classic antique to updated European to minimalist modern.

Picking a style helps narrow your options and lets you focus on appropriate cabinets.

How Long Do You Plan to Stay in the Home?

Are you creating your dream kitchen or prepping the house to sell it? The answer determines how your budget and customization choices.

People spend more on quality and customization on a kitchen they plan to use for many years. The budget is lower on a rental or resale home.

Do You Want a Green Kitchen?

Do you want cabinets that consider the environment? Renewable and sustainable materials are available for consumers who want to go green. Research cabinets made of reclaimed wood, wheat board, and bamboo.

Look at Your Priorities

Decide what features are most important to you. Is it style, durability, visual appeal, or functionality? Pick your kitchen cabinet must-haves.

Is your heart set on certain exotic wood? Do you want custom cabinets with built-in racks? Be realistic about custom finishes and unique hardware. Use your budget as a guide.

Do You Need New Cabinets?

If all you want a style update, consider refacing your cabinets instead of replacing them.

If your cabinets are in good shape try refacing them. Refacing replaces the doors and drawer fronts with a new veneer. Update the handles, drawer pulls, and hinges are the same time.

Step 2: Understand the Types of Cabinets

It’s important to understand cabinet terminology. The terms stock, semi-custom, and custom describe the manufacturing process.

Stock Cabinets

Stock cabinets are pre-made. You buy them off-the-shelf in a limited number of styles and sizes.

Stock cabinets are inexpensive. Most use frameless construction with no lip or reveal around the door. You can buy stock cabinets assembled or ready-to-assemble.

Semi-Custom Cabinets

Semi-custom cabinets are pre-manufactured like stock cabinets. But, there is a wider choice of sizes, finishes, and details. You can pick and choose features to customize to a certain extent.

Most semi-custom cabinets have solid-wood framing that shows around the doors and drawers.

Premium Cabinets

A premium cabinet is one step below made-to-order cabinets. They offer the most style and storage options available without buying custom cabinets. Many models have high-quality features that can cost as much as made-to-order units.

Custom Cabinets

Custom cabinets are to the client’s specifications. There’s no limit to size or style options.

The customer picks the wood grade, finish, and features they want. Custom cabinets can be fancy or simple. Either way, the cabinets fit your specific kitchen design.

Custom cabinets are expensive since they’re one-of-a-kind.

Step 3: Consider Your Budget

Now that you know the types of cabinets, consider which kind fits your budget.

Choose stock cabinets if you like the standard styles and colors. You can find affordable stock cabinets at home stores and IKEA.

Pick semi-custom cabinets if you want more options and don’t mind paying for them.

Buy custom or made-to-order cabinets if you want cabinets built for your kitchen alone. You’ll get a perfect fit with the specific features you want.

Step 4: Pick Your Style

Cabinet doors are important since they’re the most visible part of your cabinet. Choose your door style with care. Your budget may help you decide.

Framed cabinets are the traditional box with a face frame. The cabinet doors and drawers attach to the frame.

Frameless or European-style cabinets don’t have a frame. The doors and drawers attach to the cabinet box. The look is modern.

What type of finish do you want? You can choose dark, light, bamboo, stained, and lacquered. Dark cherry and light maple are both beautiful finishes, yet evokes a different style.

Don’t forget about the hardware. Doorknobs, door pulls, and hinges add to the cabinet style. Decorative hardware can make the least expensive cabinets look special.

Step 5: Choose Functional Features

Features like a pullout garbage can and soft-close drawers are desirable. How about a spring-loaded shelf that swings up and out for easy access to small appliances?

Consider recycling bins and a charging station for personal electronics. Put a Lazy Susan in a deep corner cabinet. Add a pots and pans pullout drawer.

A recent trend is full-height cabinets. They extend from floor to ceiling to create an accent wall. The added storage holds everything from cookbooks to appliances to a built-in desk.

Choose the Best Kitchen Cabinets for Your Lifestyle

Kitchen cabinets are a big deal. The size and cost of your project add stress to the decision-making.

Use this guide to help you through the process. Visit home stores and expos to see cabinets in person. Ask questions if something isn’t clear.

The more you know, the easier it is to choose the best kitchen cabinets for your situation.

Visit our lifestyle and budget sections for more tips on life’s most important choices.

Filed Under: Uncategorized

How Much Should I Save to Buy a House? Everything to Know

July 19, 2019

Buying a house can be a stressful production when it comes to money. But it doesn’t always have to be this way. While many desire to make this dream a reality, not many know which avenues to explore to get there.

dc1cc887b6e2f5a77e8a4cde5ecb3d12

Most people focus on the mortgage but what they really need to look at is the deposit. A deposit or a down payment is an integral part of your journey towards owning a house. It’s a sizeable amount that many find hard to come up with.

Once you finally manage to gather up enough for the deposit, soon after you strive each month to come up with the money needed to service your mortgage loan to cover the amount used to make a full purchase.

“How much should I save to buy a house?” Here are some key things to know about.

The Full Cost of the House

Mortgages exist to help people become homeowners. But you can’t fully depend on mortgages to cater for everything when you are planning to buy a house.

Most lenders and home sellers require you to come up with 20 percent of the total price of the house.

The next question would be, can you afford it? When doing your calculations, it is important to factor in not just the down payment needed but also the accrued interest that you may have to finance along with the monthly payments over the entire period of the mortgage.

Note that issues such as a poor credit score may leave you servicing a mortgage loan with a far higher interest rate attached.

Average home prices range from $150,000 to $200,000 give or take. A sensible way to come up with the down payment you need is through savings.

For example, if you plan to save $45,000 for your down payment in 5 years, you will have to save $9,000 per year to meet your goal.

What Is Your Time Frame?

It’s easy to say that you want to own a house in the next, say, 5 years. But it is wise to also look at your finances and compare it to your expenses to determine whether or not this is indeed possible.

If you happen to have other loans that you are servicing (like student loans that can be refinanced), retirement savings or you have other urgent demands for money, you should consider either going for a cheaper house or going for a longer time frame.

Remember, if you have a shorter time frame, you will need to work extra hard to come up with the relatively higher savings required annually to meet your down payment goals.

Figure Out the Best Way to Save

There are a ton of ways to set some money aside for your home. Many opt to go for alternatives such as real estate investment trusts or stocks. The only problem here is that these are risky ventures may or may not work for you.

Better, safer alternatives would be to either go for the good old savings account or opt for a certificate of deposit. This way, you leave no room for risk or error which may leave you without a house in the long run.

A useful tip here would be to automate your savings. The moment your monthly or weekly payments reach your account, a part of it is instantly deducted and sent to the savings account.

This helps keep you disciplined and focused on meeting your savings goals within the set period of time.

Have a Flexible Budget

Nothing should be cast on stone. In the beginning, you may target to save a particular amount in down payment. But who knows what the future holds?

You may have a medical emergency or become a parent for example, which means most of your money will be focused elsewhere. In turn, this may prompt you to adjust your budget for a house downwards.

On the other hand, you may get a well-paying job that puts you in a position to be able to afford a higher budget.

Whatever your circumstances are, you should be willing to accept your financial situation and adjust accordingly.

Be Creative

Commitment is key in your quest towards home ownership. Nothing spells commitment more than you trying to find alternative yet clever ways to hit your annual targets when it comes to saving.

Maybe you just received an unexpected gift in form of cash for your birthday, or your income tax refund finally came through. Maybe your surprise bonus or large commission check has been approved.

Instead of resigning to euphoria and spending all the money, why don’t you send it all to your down payment savings account?

This will help ease your financial burden and it will shorten the duration you will take before you manage to come up with all the money needed for that deposit.

What you would have saved in five years may only take you three or four years if you stay truly committed.

Factor in the Hidden Charges

Now that you have mapped a way to come up with the deposit for your home and you have an idea of where you will access your mortgage, you may assume that all the financial demands have been settled. But not quite, because there are other charges involved. They include:

  • Application fees
  • Home inspection costs
  • Credit check costs
  • Earnest money
  • Closing costs

All these additional costs are usually not covered by your mortgage loan. This means you will need to dig deeper into your pockets to buy your house.

How Much Should I Save to Buy a House? It Depends on Your Particular Situation

How much should I save to buy a house? No two people have the same homeownership experiences.

For some, it’s a smooth and easy process. For many, it is a journey full of ups and downs.

That said, it is imperative that you hold into account all the points listed above, save diligently and refrain from divisive and destructive habits that may bar you from owning a home.

Nothing beats the joy that comes with finally being a homeowner.

Once you get the keys to your house, you will have all learned important lessons along the way which will help you plan your finances better, change your bad spending habits and adopt new ones and overall live a more rewarding life.

Check out our homes and real estate page to read about intriguing stories on what’s trending.

Filed Under: Uncategorized

5 Key Tips to Getting the Best Home Appraisal

July 12, 2019

Since 2013, the US real estate appraisal market has grown by 1.1% – reaching $9 billion in revenue. The rise of the home appraisal market is due in part to improvements in home construction. Before selling your home or having your mortgage refinanced, you should have your home appraised.

But what does a home appraisal entail? The best home appraisals are done by a licensed appraiser. He or she will come to your property, inspect it, and assess its current value.

Certain factors they consider include the condition of your property and curb appeal.

Does this sound nerve-wracking? It doesn’t need to be!

Keep ready for five tips on getting the best home appraisal, putting you in the best position for selling your property.

What Is a Home Appraisal?

In short, an appraiser will assess your home from all angles to determine its value. This includes the value of the land as well as the home built on it. Hired by mortgage lenders or by banks, a home appraisal is critical for closing the deal on a home sale.

It also determines whether or not you can get your mortgage refinanced.

Tips to Getting the Best Home Appraisal

The best home appraisal gets done by a certified and state licensed expert. His or her primary responsibility is to evaluate your home and determine how much its worth. If the value is low, your buyer will have trouble getting enough financing from the lender.

Want to ensure you get a professional home appraisal?

Read on and learn five key tips for getting your home professionally appraised at the right price!

1. Make the Appraiser Feel Comfortable

Before the appraiser arrives at your home, set the heater or AC to a comfortable temperature. If you have a ceiling fan, turn it on. We recommend lighting a candle or two.

If you have pets, leash them or send them to the neighbors. Whatever you can do to create a calm, welcoming environment for the appraiser, do it!

2. Keep up with Small Repairs

Are all your lights working? Do you have missing shingles or tough ceiling water stains? Is your paint peeling or your plumbing leaking?

Start making these small repairs long before the appraiser arrives. If the appraiser discovers these small problems during their inspection, chances are it will affect your appraisal and pricing.

Age is a major factor in getting the best home appraisal. And while you can’t change the date your home was built, you can add upgrades and a little TLC to keep it looking updated and fresh.

One great way to update your home is to invest in new roofing.

If the appraiser groups your home with other “new homes”, it increases the value, putting your buyers in a better financial position.

3. Check the Safety Equipment

Are the smoke alarm, home security alarm, and carbon monoxide alarm working? If not, check the batteries or replace them.

Make sure you have fire extinguishers in designated places throughout your home and the inspections are current.

4. Document Your Renovations

If you’ve recently made any major changes to your home, document them. We also recommend taking before and after photos. Maintain a spreadsheet of what you’ve spent.

For instance, if you installed security doors, document the renovations. Don’t forget to show the appraiser the receipts.

5. Inform the Appraiser About Your Neighborhood

If your lender doesn’t send a local appraiser, it is important to supply the appraiser with information about your neighborhood. Have there been any major changes in the area? For instance, a new park, museum or upscale restaurants.

Local additions can increase your property value.

Getting the Best Home Appraisal

A few more ways to get the best home appraisal is to deep clean your home, boost your curb appeal, go green, or renovate your attic and basement.

Be sure to give the appraiser space as they go through your home. Don’t hover or make them feel pressured. This could backfire.

Filed Under: Uncategorized

Updating Kitchen? These Simple Solutions Will Do the Job and Won’t Cost Much!

July 1, 2019

The average American spends about 40 minutes a day preparing food and cleaning it up in the kitchen. If you want that time to be spent in an enjoyable atmosphere that you love hanging out in versus one that makes you wish you were somewhere else, updating your kitchen is a great way to accomplish that end.

Here’s the problem though… Full-on kitchen remodels can cost thousands of dollars.

If you don’t have that kind of cash laying around, the good news is that there is still hope. There are a variety of updating kitchen strategies that you can leverage which can turn up your space without turning down your wallet.

Here are 8 solid suggestions.

1. Throw Up Patterned Wallpaper

Wallpaper is cheap and it can completely revolutionize the way that your kitchen looks. Per that fact, putting up new wallpaper is a fantastic updating kitchen go-to.

Our recommendation when picking out kitchen wallpaper is that you go with something that features patterns. There are a lot of wallpapers out there today that let you throw a single image up on your wall but that mural-style approach is out of line with modern design.

Opt for a nice pattern that features either accent of white or white at its base and you’re going to love your final result.

2. Add/Reface Shelves

Your shelves are a prominent fixture in your kitchen area. Given that they’re elevated, they may very well be the first thing that the people who walk into your kitchen see.

Replacing your shelves can be a costly proposition so, in order to save money, we recommend trying to simply add some smaller DIY shelving or reface your existing shelving.

Refacing your existing shelving is just a matter of painting. Adding DIY shelving is as simple as getting a wood plank, finishing it, and then drilling it into your kitchen’s bare-walls.

3. Implement Pops of Color

A few pops of color on their own can make it appear as though your kitchen has been completely redone. Pops of color are easy to add as well!

Have a bar-area in your kitchen? Throw in some painted stools that feature different colors.

Does your kitchen feature a lot of white wall space? Throw up some paintings that are bright and contrast their backdrop.

We love pops of color as a means of adding character to your kitchen area because it doesn’t require any contracting skills to get done.

4. Showcase Your Snacks

Snacks not only taste good but they also look good when featured in your kitchen. Wondering how you can “feature” snacks in a space?

Wonder no more!

Featuring snacks just means pouring your chocolates, jelly beans and other tasty treats into jars or non-frosted Tupperware. Once filled, you’ll then want to put up your snack holders on open-faced shelving for the world to see when they walk into your kitchen.

5. Spruce Up Your Countertops

We all wish that we had the luxury of reading this manufactures guide because we were able to purchase brand-new granite countertops. Not all of us can afford that reality though so we’re forced to get a little bit creative.

Creativity when it comes to countertops could mean adorning your basic tops with things like oversized cutting boards, knife sets, and other eye-catching things.

It could also mean buying into countertop covers which give the illusion that you have expensive counters even though you don’t.

6. Try Under Cabinet Lighting

Lighting isn’t something that a lot of people think of when updating their kitchens and that’s a shame because lighting tends to be cheap and can have a huge impact on the way that your space looks.

One of the most creative ways that you can utilize lighting in your kitchen space is by running LED light strings under your cabinets so that they appear to glow.

This trick creates new levels of depth in your kitchen decor and also makes for a great nightlight if you make late snack runs.

7. Create a Makeshift Island

We can’t all afford to build an island in our kitchen. There are cheap, DIY alternatives though that you can try out.

For example, at many furniture stores, you can buy islands that are portable. While they don’t have sink hookups, they still look great and serve as a great area for food preparation.

These portable islands will run you a few hundred dollars (or less if you buy one at a discount store). Compare that to the thousands a built-in island would cost.

8. Add in a New Appliance

One of the fastest ways to make your kitchen look great is to buy a new appliance. While most people don’t go this route because appliances cost a lot of money, even splurging on a single appliance can make a big difference.

Buying a new fridge or stove is probably the most sight-impactful appliance purchase you can make.

You can also consider picking up a new dishwasher if your machine is prominently located.

Wrapping Up Our Cheap Updating Kitchen Solutions

Updating kitchen? Don’t want to break the bank? We recommend leveraging the tips that we’ve showcased above.

Anyone of them has the potential to transform your space and still leave you with enough money to pay your mortgage at the end of the month.

For more tips on how to get the most out of life while spending the least out of pocket, check out more of the lifestyle content that we have up on our blog now!

Filed Under: Uncategorized

Places You Might Forget To Clean in The Home

June 29, 2019

One of the biggest investments you will ever be likely to make is your home. It is also one of the most important in terms of your lifestyle. Having your own home not only gives you a base to enjoy life from but can do the same for your partner or any children you have. Of course, buying the property is only the beginning of what is involved. To keep your home in great condition and keep everyone in it safe, you also need to keep it clean and well-maintained.

We all know about the obvious things you can do to achieve this, from hoovering the house to mopping the floors. But what are the most common yet essential places most people forget to clean?

Exhaust fans

The exhaust fans in your home operate quietly in the background which means you can easily forget they are there. However, if you do not keep them clean it could prove dangerous. Most homes will have two exhaust fans – one in the kitchen and one in the bathroom.

Left uncleaned, the kitchen exhaust fan and filters can become clogged with grease which could cause a fire. The same is true of the bathroom fan which could get clogged with dust over time and also catch fire. It is best to clean your fans a couple of times per year to avoid this. If you are not sure how to clean exhaust fan locations in your home, it is advisable to get expert tips on cleaning your exhaust fans.

Underneath furniture

This may sound a little out there as you might not think that under your sofa or bed there would be much dust. If you take a look at the underneath of furniture though, you are likely to find cobwebs, spider eggs and lint attached. The best remedy is to use your vacuum cleaner to gently hoover these areas and get rid of any built-up grime. As with cleaning your exhaust fans, this should be once or twice per year.

Walls

It is amazing that so many of us forget about cleaning our walls seeing as they surround us wherever we are in our house. The issue is that dust and grime cling onto vertical surfaces just as well as horizontal ones. That means your walls can get very dusty and in need of some attention. One of the best home design tips to sort this out is with a duster that traps particles well. Simply start from the top of your wall and work down to the bottom.

Try to clean the places others don’t

Everyone leads busy lives which can make keeping on top of the cleaning tricky. It really is worth doing so to keep your home pleasant to live in and safe. As well as all the usual housework tasks, try to clean some of the ones other people don’t for superior results. You will be surprised at just how much you begin to notice areas like this need cleaning once you start.

If you want to learn more about our blog, please click here.

Filed Under: Lifestyle

7 Bathroom Layout Ideas to Consider When Remodeling Your Home

June 26, 2019

Indoor renovations take about 54% of all home renovations. Bathroom renovations take the substantial part followed closely by the kitchen. If you are considering changing the bathroom layout, there isn’t a better time to do it.

Everyone wants a bathroom that delivers the needed comfort and reflects their peculiar style. Aside from that, it’s necessary to have all amenities and fixtures function well. You can have it all by choosing the right plan.

Below are some cool bathroom layout ideas to consider:

1. Wall Mounted Toilets

Are you critical of space in the bathroom? If yes, you can mount the toilet on the wall. A wall-hung toilet is advantageous because it creates space. For a small bathroom, this is the best remodeling idea to consider.

In this design, the wall tank is hidden behind the drywall. The wall-hung toilet comes with a sleek, aesthetic design ideal for any bathroom.

2. Pocket Doors

Consider switching from the single entry door to the pocket one to save as much space as possible. You have to open your wall to create the pocket. This design gives you extra space to place fixtures in the bathroom. 

3. Slip Resistant Floor

Are you looking to improve the traction of your floor? Well, when remodeling, increase grout lines on the floor for slip resistance. This bathroom layout concept is ideal for safety.

This helps maintain cohesiveness and minimizes the constant falling and eventual injuries. Using grout lines helps keep the unique tile design.

4. Wall Mounted Sink and Faucet

A wall-mounted faucet gives way for a narrower sink. Consequently, it provides more square footage in the bathroom. Working with professional contractors can help, and this service understands what a client wants during remodeling.

A wall mounted faucet works in both modern and traditional bathrooms. It makes the bathroom appear more open. Ceramic thin-edge sinks and narrow washbasins use minimal space and hence ideal options. 

5. Overhead and Ambient Lighting

Overhead lighting is vital. Besides, adding an ambient glow will make the bathroom appear more appealing, especially at night.

For more ambiance, consider frosted glass fixtures, rice paper, or sunken track lighting. Pendant lighting is also ideal for creating a grand illusion. As you plan to renovate the bathroom, improving lighting should be on your checklist.

6. Handheld Shower

If you have physical limitations, consider this fixture during the renovation. It offers a lot more convenience since it can be used for a quick spray. During remodeling, position the handheld shower perfectly such that it can reach your perfect positions.

7. Curbless Showers and Continuous Flooring

When remodeling, consider removing the curb around your shower. A curbless shower is a favorite small bathroom design since it’s easier to clean. 

A curbless shower works well for concrete, tile, and stone-slab floors. To add a more seamless look, incorporate an infinity-edge or concealed drain.

Bathroom Layout – The Bottom Line

By optimizing these tips, you will surely have a great overall design and value for money. They are ideal for making the bathroom spacious to use. If you are keen on space, you’ll be able to maximize whatever is available.

Use these smart bathroom layout ideas to make it fancier and more comfortable. They are workable ideas to consider when looking to fulfill your dream bathroom design.

Do you love this post? Be sure to share it with friends on social media.

Filed Under: Uncategorized

  • « Go to Previous Page
  • Page 1
  • Interim pages omitted …
  • Page 42
  • Page 43
  • Page 44
  • Page 45
  • Page 46
  • Interim pages omitted …
  • Page 48
  • Go to Next Page »

Primary Sidebar

About

Hi and welcome! I’m Lenny, and this blog space is my Internet home. I write, I cook, and I design. I love to take pictures of all things food and home décor.

Recent Posts

  • 3 Signs Assisted Living Is Right For Your Older Parent
  • E-commerce Store Budget: 3 Tips for Beginners
  • 3 Tips For Setting Boundaries With Your Adult Children
  • 4 Biggest Mistakes People Make When Buying Property
  • 3 Tips For Designing A Beautiful Custom Kitchen

Let’s Connect

  • Facebook
  • LinkedIn
  • Twitter

Facebook

Skipping Stones Design

Latest

3 Signs Assisted Living Is Right For Your Older Parent

E-commerce Store Budget: 3 Tips for Beginners

3 Tips For Setting Boundaries With Your Adult Children

Footer

About

Hi and welcome! I’m Lenny, and this blog space is my Internet home. I write, I cook, and I design. I love to take pictures of all things food and home décor.

LatestPost

  • 3 Signs Assisted Living Is Right For Your Older Parent
  • E-commerce Store Budget: 3 Tips for Beginners
  • 3 Tips For Setting Boundaries With Your Adult Children
  • 4 Biggest Mistakes People Make When Buying Property
  • 3 Tips For Designing A Beautiful Custom Kitchen

Let’s Connect

  • Facebook
  • LinkedIn
  • Twitter

Copyright© 2025 · Dear Theme by Shay Bocks