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Budget

Jacques Poujade Talks About How LendPlus Revolutionised the Real Estate Industry by accepting Cryptocurrency for Mortgage Payments

June 24, 2019

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There are a lot of people around the world who own at least a little bit of cryptocurrency. The problem is, to this day it is pretty difficult to spend it on anything meaningful at this moment.

LendPlus is hoping to change all of that. They now offer the option to pay using cryptocurrency for mortgage payments. Is it something a lot of people are going to use? How exactly does it work? We talked with Jacques Poujade, managing partner at LendPlus, to get a better idea.

What prompted the company to start offering this option for cryptocurrency owners?

Our company has always been really focused on trying to provide as many solutions as possible for customers. Paying a mortgage is often times the biggest bill a person has on a monthly basis.

Cryptocurrency is something we feel is the future of paying for things around the globe. What better way to show our commitment than to offer this before anyone else?

What cryptocurrency do you currently accept? Do you plan to add others in the future?

Right now, LendPlus allows people to pay with Bitcoin and LiteCoin. Not only are they two of the most popular cryptocurrencys out there, but many people seem to be more than comfortable with them.

Our plan is to add additional cryptocurrencys in the future, but we don’t have any announcements at this time on which ones.

Where do you see cryptocurrency payments for other bills and major purchases in the future?

Throughout history, change has been difficult at first. Everyone is very used to one way of making a mortgage payment, but cryptocurrency offers a unique solution.

In five years, I do think that a lot more companies will be following in our footsteps. It just makes a lot of sense for people, especially those who were able to invest early on and make a sizable profit. What better way to invest that money again then to use it towards property? It seems like a no brainer to us, and that is why our customers seem very excited.

Your company also offers a number of other unique solutions for people who are looking to get the money they need for hey Home. How has that helped grow your business?

Many customers who come to us are looking for a unique solution when it comes to financing a home. It can be a very challenging experience to say the least. While there are a lot of different loan options out there to consider, only a few of them are going to be as flexible as we are.

We work with people who are self-employed, have a bad or no credit, and even filed for bankruptcy. There are certainly some challenging cases out there, but it all comes down to making the numbers work and helping a person get back on track. Adding cryptocurrency payment options is just another way for us to make life easier for our clients.

 

Filed Under: Budget, Lifestyle, Tips

How to Know When You Need a New Roof

June 22, 2019

Most of us take for granted that we will always have a solid roof over our heads. It’s an essential part of feeling secure and protected from the elements. And, unless you’ve lived through a major roofing issue, you might not realize just how devastating it can be when your roof starts to fall apart.

Staying aware of the condition of your roof is a significant activity and should not be taken lightly. If anything seems amiss, you will need to take action immediately. Which begs the question, ‘How do I know when I need a new roof?’

Here’s a list of some of the tell-tale signs that your roof is in need of repairs. If you read it carefully, you’ll be prepared to stop a roofing disaster before it ever even starts.

1) Curled Shingles

Shingles curl in two ways and both are indicators of a failed roof that may begin leaking soon:

Clawing: This is where the edges of the shingles remain flat while the middle rises upwards.

Cupping: This is when the shingle edges curls upward. This exposes the boards underneath to the elements, which means it’s only a matter of time before they start to become vulnerable and deteriorate.

2) Missing Shingles

It’s fairly common to have a few missing shingles and this shouldn’t worry you since you can easily replace them. However, when you are consistently losing shingles or you notice that you can’t get a shingle that matches your old ones, this can be a sign that you need a new roof.

At the very least, you’ll want to have a roofing expert come by and take a look – make sure nothing more substantial is wrong. They will usually do this for free and give you an estimate of what repairs would cost if they find anything wrong.

3) Cracked Shingles

Shingles crack due to damage from strong winds. It’s normal for shingles to crack and you can replace them if not too many have been damaged – especially if the cracks are concentrated at one point.

However, if you notice that the cracks are spread all over the roof, then you should start planning on how to replace the whole roof. Once damages progresses to that point, it’s been going on too long and it is very unlikely that you’ll be able to salvage the roof.

4) Light or Water Penetrating the Roof

This should be an obvious one. If you can see sunlight through any part of your ceiling except a sun roof, something is seriously wrong with your roof. If the sunlight can get through, you can imagine what else can.

Similarly, if you get water stains on your ceiling or coming down the walls, then this is a sign of an active leak. The extent of the damage will determine if you will repair or replace the roof. You can repair small leaks but larger ones are a sign or aging and structural damage and can be very hard to fix.

5) Sagging Roof

A sagging roof is a sign that you need a roof replacement immediately. This is very dangerous and you cannot wait to take action.

It may indicate a problem with the foundation support or attic decking. It is likely a structural problems so you don’t want to take chances. Any time you notice a depression in your roof, call a professional immediately.

6) Missing Granules

You don’t have to get on to the roof to know that you need a new roof. Granules on the ground or in the gutters indicate exposed shingles. Granules shield shingle fibers so, if you notice that they are missing, this means that rain might be passing on to your roof deck.

Note that granules change their color with time due to weathering. That is a sign of wear but not a dire situation.

Conclusion

If you notice any of the signs mentioned above, then you should start preparing for a roof replacement or at least have a professional come take a look.

Replacing the roof is a complex process so we caution you against trying to do it yourself unless you have some kind of expert training and experience. It may seem easy but, once you get up there, you’ll quickly realize that it requires skills and experience.

It also requires extensive planning and should be done quickly. Your contractor will know how to plan for weather, materials and be better equipped to deal with any issues, should they arise. Don’t worry too much about it though. As long as you’ve hired the right roofing contractor (like Cross Country Construction in Rockford, IL), you’re going to be fine. Just don’t take too long to act!

To read more on topics like this, check out the budget category.

Filed Under: Budget

Money Saving Tips Which Will Help Your Bank Balance Grow

August 2, 2018

If you’re on the hunt for fuss-free foolproof money saving tips, which will help your bank balance grow, simply continue reading.

Money saving tips which will help your bank balance grow:

1. Go through each transaction which you’ve made at the end of each week

At the end of each week, print out your online banking statements in order to track every transaction which you’ve made. As you may be surprised out how much money you spend at certain stores such as your favorite coffee shop or cafe and may be inspired to cut down on the amount of money which you spend at stores where you often waste a lot of your disposable income.

2. Make sure that you’ve signed up to the right smartphone provider

Not all mobile phone plans are created equally so it’s a smart idea to shop around for a smartphone plan which best suits your monthly usage habits. As an example, if you hardly use your smartphone’s data, there is little point paying for an expensive smartphone plan which boasts gigs of data, which you’re unlikely to use.

3. Never pay full item for an item

If one of your goals is to save money, it’s well worth waiting until items which you are interested in purchasing go on sale, rather than paying full price for an item. As in today’s fast-paced world where stock is continuously moved, most items will be discounted within a month.

4. Invite your friends over for a meal, instead of organizing to catch up at a pricey cafe or restaurant

If you don’t want to spend upwards of $25 every time you socialize with your friends, it’s well worth inviting a few of your friends over to your house to enjoy a casual barbecue or a potluck dinner, instead of arranging to meet at an overpriced cafe or restaurant. If you’re lucky your friends may return the favor and may invite you over to their house to share a meal.

5. Shop for preloved items for your kids

If you’re a parent, chances are that you regularly spend hundreds of dollars on purchasing clothes, toys and sports equipment for your kids. If you’d like to decrease the amount of money which you spend on your kids each month, whilst still providing them with the items which they need or want, it’s well worth visiting yard sales and thrift stores in order to find good quality used items. Examples of which may include school uniforms, bicycles, and sneakers.

It’s also well worth purchasing preloved clothes for your kids, which are in great condition as children grow fast, so there’s no point spending hundreds of dollars on brand new clothes for your kids, which they are likely to outgrow in a couple of months.

6. Don’t throw items out, when they can be repaired

While you may be tempted to throw an item out, such as a pair of jeans when it has a small hole, it’s well worth learning how to fix or mend items which can be repaired, instead of hastily throwing them out and purchasing a replacement.

So what are you waiting for? If you want to see your bank balance grow it’s well worth trying out some of the money saving tips listed above.

Filed Under: Budget

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Hi and welcome! I’m Lenny, and this blog space is my Internet home. I write, I cook, and I design. I love to take pictures of all things food and home décor.

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Hi and welcome! I’m Lenny, and this blog space is my Internet home. I write, I cook, and I design. I love to take pictures of all things food and home décor.

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